Dealing with an Insurance Company After a Motorcycle Crash

Posted by on Aug 25, 2019 in Car Accidents | 0 comments

Whether we realize it or not, every time we head out on the road we are taking a risk. That risk is even greater for motorcycle riders. According to the National Highway Traffic Safety Administration, motorcycles have a fatality rate of 72 out of 100,000 while cars have a fatality rate of 13 out of 100,000.

If you’re a motorcycle rider, you should make sure to ride safely and protect yourself from dangers when riding. Of course, life happens, and thus sometimes motorcycle collisions happen, too. While your health should always be your first priority after any type of accident on the road, dealing with insurance companies following a crash may become a daily occurrence in your life.

Check out some tips for communicating with insurance companies following a motorcycle crash:

  • Keep it Short and Sweet

After an accident, you will likely speak to a claims adjuster, either from your insurance company or the insurance company of the other party involved in the accident. A claims adjuster is the individual that investigates insurance claims for the insurance company. This individual is responsible for interviewing the parties involved as well as any witnesses to determine the extent of how liable the insurance company is.

When you’re speaking with the claims adjuster, keep it short and sweet. Answer all of their questions to the best of your ability, but don’t give them any more information than what they ask.

Remember — they work for a company and their loyalty is to that company. If you apply more information than what is needed, they may use the information you provide to deny you the coverage that you deserve.

  • Tell the Truth

Honesty is always the best policy, especially when speaking to insurance companies. You are not likely to receive the coverage that you need after your accident if the claims adjuster that you are speaking to believes that you are not telling the truth.

You always want to avoid any legal issues in the future, so the safest thing to do is to tell the truth — even when it doesn’t make you look good. If you don’t know the answer to a question, be honest and let them know that you don’t know, but don’t make up answers to any questions you don’t know.

  • Reach out to An Attorney

If you are having trouble communicating with the claims adjuster or experience issues getting the coverage that you need following your motorcycle accident, make sure to contact an attorney as soon as possible. Because of the complexities involving motorcycle accidents, many lawyers, like The Biker Lawyers, specialize in motorcycle accidents in particular.

An attorney will be able to speak to the insurance company and help fight for the coverage you need. Even if you don’t need to pursue any legal action, speaking with an attorney before you talk to the claims adjuster might be a good idea so that you get a better understanding of your rights.

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Risk Factors for Truck Driving

Posted by on May 5, 2019 in Car Accidents | 0 comments

There are few things that are more intimidating than driving next to an eighteen-wheeler on the highway. Commercial trucks are massive, with the largest ones weighing in at 33,000 pounds! Compared to the average sedan weighing roughly 3,000 pounds, it’s not hard to see why these behemoths can make some people nervous. Although the majority of journeys made by truckers go smoothly, there are a few different things that could lead to an accident on the road.

For starters, truckers tend to drive for prolonged periods of time. Usually, they drive in shifts, where they have a fourteen-hour “driving window” in which they can drive for 11 hours. Luckily, this window is only open after they have been off-duty for 10 consecutive hours. Once they start driving, the window does not close, even if they take a break to eat or rest. Additionally, truck drivers are required to take a thirty minute break after eight hours of driving.

Finally, truckers cannot drive for more than 70 hours during a period of eight consecutive days, or 60 hours during seven consecutive days if the company does not operate vehicles every day of the week. Some trucks have sleeper-berths for the truckers to rest in, and those truckers follow a different set of rules. Still, they have specific guidelines on how long they can drive during a shift, and how long those shifts can be. These safety measures work to ensure the safety of the driver, the truck, its contents, and of course, other people on the road! Even the best driver will be significantly impaired if he or she drives without ample resting time. Pair that with a truck that can be over ten times the size of the other cars on the road and you have a recipe for disaster.

Distance also plays a major factor here. Let’s say the average highway speed limit is 70 mph. A trucker driving for eight hours at that speed limit covers around 560 miles during his or her shift. Even after taking the break required by law, many truckers drive upwards of 700 miles during their shifts. This is a long distance for even the most experienced trucker, and the added monotony of driving can lead to accidents.

When factored together, the size of the truck, the hours driven, and the distance undertaken by the driver all contribute to a growing problem. Vehicular accidents are no laughing matter, especially when the number of large trucks that were involved in fatal crashes increased in between 2016 and 2017. There were 4,657 large trucks involved in fatal crashes in 2017, up from 4,251 in 2016. In the case of an accident involving a commercial truck, firms such as the Hammack Law Firm specialize in how to proceed. Firms that specialize in both injury and auto law can be lifelines to someone who has been injured due to a collision with a commercial truck.

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How To Avoid Car Accidents

Posted by on May 25, 2016 in Car Accidents | 0 comments

Car accidents can happen all the time. Figures released by the Association for Safe International Road Travel (ASIRT), a non-profit organization, revealed that close to 1.3 million people die in road crashes yearly and 3,287 daily. While you may be after safety when driving your car, accidents can still happen. According to the website of Mazin & Associates Law Firm, car accidents can have serious and long lasting physical and emotional repercussions.

Getting involved in a car accident can bring a lot of hassle. Opting to run away from the scene of the accident can only make matters worst as you could be charged for “hit and run.” You can do your part in avoiding car accidents by following these simple tips:

1. Keep your eyes on the road

Your focus when driving through traffic should be on the road. As much as possible, don’t entertain any distractions. If you need to answer a call or send a text, stop and pull over to one corner and not on the road.

2. Don’t drink and drive at the same time

Driving while intoxicated is one of the most common reasons for car accidents. Not only are you increasing the possibility of car accident but also the prospect of spending jail time. Driving and alcohol do not mix so if you need to drive, wait until the effect of alcohol has died down before you do or have someone drive the car for you.

3. Follow required speed limit

Speed limits are designed for the safety of drivers and they are not meant to be broken. Driving too fast can only increase the risk of accidents. Let us say that a child run in front and you were going above the desired speed limit, would you have enough time to stop and avoid hitting the child.

4. Follow road rules

Being a law abiding citizen is one of the best ways you can prevent a car accident from happening. Traffic rules were put in place for a reason so obey them and maintain your clean driving record.

5. Ignore aggressive drivers

Some motorists drive as though they are the king of the road. They cut corners, blow their horns, take your lane and others. Never allow yourself to be bullied by them. The important thing is to keep your cool.

These are just some pointers that you can bear in mind when driving. Keeping tabs on these tips can help you stay away from car accidents and keep yourself from being a statistic.

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Auto Accidents Due to Drunk-Driving

Posted by on Jul 1, 2014 in Car Accidents, Drunk Driving Accidents | 2 comments

Alcohol and driving is a combination that will never work. Besides putting yourself at risk once you take the wheels after downing a glass or two of alcohol, you also compromise others’ (motorists and pedestrians) safety. Drunk-driving is one of the major causes of auto accidents in the United States. With more than five million mishaps every year, motorists become unsafe once they get on the same road with a drunk driver.

Alcohol affects or impairs a person’s mental and motor skills. Regardless of the type of alcoholic beverage taken, it is always the amount that will affect a person’s performance; thus, the more he or she drinks, the more impaired he or she will be.

Though it is a fact that the level of tolerance to alcohol differ from one person to another, rendering habitual drinkers more sober than social drinkers even after consuming bottles of alcohol, the measurement of blood alcohol content (BAC) or blood ethanol concentration is the same in all US jurisdictions: 0.08%. A normal male who weighs 160 lb. (the subject considered as basis for measuring BAC), after consuming two or three glasses of beer within an hour, will have about 0.04% BAC.

In an effort to reduce the number of accidents due to drunk-driving, the US government has imposed the dram shop and social host liabilities. Dram shop liability refers to the legal accountability of liquor stores, taverns, and other commercial establishments that sell alcohol to minors or already intoxicated persons who end up in car accidents and injure someone else. Social host liability, on the other hand, refers to the legal responsibility of hosts of parties or gatherings who continue to serve alcohol to already intoxicated individuals who subsequently get caught in an accident and injure someone.

If you or a loved one has been injured in a car accident due to drunk driving, make sure to contact a personal injury lawyer today to discuss your situation. An attorney will be able to talk you through the process and support you during this stressful time.

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Speeding: A Major Cause of Fatal Car Accidents

Posted by on Jul 11, 2013 in Car Accidents, Personal Injury, Reckless Driving | 0 comments

Millions of cars are driven on US interstate highways and streets everyday, transporting people from their points of departure to places of destination. Although cars have become the most common means of transportation all across the United States, not all drivers behave the same or observe road traffic safety rules, making roads unsafe for other motorists, pedestrians and road workers.

The more than 40 thousand yearly registered deaths due to car accidents tag reckless driving, failure to wear a seatbelt, speeding, DUI and driver error as their major causes. Despite the daily reminders by the National Highway Traffic Safety Administration (NHTSA), private road safety groups, and other governmental organizations on strict observance of traffic rules, it seems that only the police and other authorities are aware of the dangers recklessness can result to. Unfortunately, many drivers, to whom the messages are really intended for, don’t seem to care.

Among the various causes of car accidents, speeding claims the third largest number of lives, yet the attention it gets is less than reckless driving and the seatbelt law. Obviously, many people are scared of speeding; it sounds foolish, however, since these same drivers drive over speed limits, themselves.

Running behind schedule (and sometimes even without any reason at all), drivers decide to drive fast, beating red lights and ignoring railroad crossing warnings and school/work zones. It is as if they are sending the horrible message that your safety is less important than their time. This attitude has even alarmed the Associated General Contractors (AGC) and the American Road & Transportation Builders Association (ARTBA) as many of their employees have also fallen prey to speeding drivers.

Speeding, which according to the website of a Westminster personal injury lawyer, is one major determinant as to whether a person will survive a crash or not, claims about 15, 000 victims in the US annually. Surprisingly, the ones usually involved in this traffic offense are young males aged 15 – 20 years old. Young as they are, they cannot claim ignorance of traffic rules, as they are trained on these before earning their driver’s license. Nevertheless, children will often treat their cars as glorified toys rather than the dangerous machines that they actually are.

In the event of an accident, an auto accident lawyer who knows and understands what the law says regarding personal injury will be your best representation and defense both in the court room and in out-of-court settlement with the liable party.

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