Pennsylvania Left Shocked by Horse and Buggy Accident

Posted by on Aug 4, 2017 in Personal Injury | 0 comments

Horses and buggies are often viewed as a form of transportation of a bygone era. In most places across the country, these vehicles are less a form of true transportation than a novelty for tourists or special occasions. Nonetheless, in Pennsylvania, horses and buggies are still relatively common in certain areas, due to several Amish communities which reside in the state. These individuals commonly use horses as their primary and only form of transportation, which can be rather startling for other drivers on the road. Although all the rules of the road should remain the same, other drivers may be unsure of how to react to a horse and carriage, and they may not take appropriate safety precautions to avoid accidents. Unfortunately, as car accidents commonly involve any other vehicle on the road, horse and buggy accidents also occur.

U.S. News recently reported on a fatal accident, involving a car and a horse and buggy, that occurred in August of 2017. A car, in Henderson Township, rear-ended the buggy and then proceeded to hit and a parked car and plow into the front of a nearby building. When medical professional arrived on the scene, the buggy’s driver was pronounced dead, and the other passenger in the buggy was rushed to the hospital with critical injuries. Additionally, the driver in the parked car was also taken to the hospital for moderate injuries. No information has been released regarding the driver who caused the accident; however, an investigation will no doubt be soon to follow this tragic event.

Although this accident seems abnormal on the surface, it also indicates a very serious problem that anyone on the road faces. No matter the vehicle you are driving, you are at risk of a serious accident at all times on the road. Even though we do not know the specifics of what caused this accident, it seems possible, if not likely, that the driver was impaired in some way, which caused them to hit three different objects in their path. Perhaps they were distracted by a text, looking at a map, fell asleep at the wheel, or were intoxicated, when this accident occurred. No matter the circumstances, this driver injured two people and killed another, due to their reckless and careless driving.

Car accidents are unfortunately common across the country, whether you are in a car, walking across the road, or driving a horse and buggy. They can have horrifying results that may affect a person and their loved ones for the rest of their lives. The individuals involved in this Pennsylvania accident are not only facing physical damage, but they must also endure emotional pain and financial loss after this accident. Although the emotional damage will only heal with time, these individuals and their family members may begin to handle the financial losses with the help of a personal injury lawyer, such as Munley Law. Through a skilled lawsuit, they can receive monetary compensation so that this accident does not have a devastating financial effect on their lives.

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How To Avoid Car Accidents

Posted by on May 25, 2016 in Car Accidents | 0 comments

Car accidents can happen all the time. Figures released by the Association for Safe International Road Travel (ASIRT), a non-profit organization, revealed that close to 1.3 million people die in road crashes yearly and 3,287 daily. While you may be after safety when driving your car, accidents can still happen. According to the website of Mazin & Associates Law Firm, car accidents can have serious and long lasting physical and emotional repercussions.

Getting involved in a car accident can bring a lot of hassle. Opting to run away from the scene of the accident can only make matters worst as you could be charged for “hit and run.” You can do your part in avoiding car accidents by following these simple tips:

1. Keep your eyes on the road

Your focus when driving through traffic should be on the road. As much as possible, don’t entertain any distractions. If you need to answer a call or send a text, stop and pull over to one corner and not on the road.

2. Don’t drink and drive at the same time

Driving while intoxicated is one of the most common reasons for car accidents. Not only are you increasing the possibility of car accident but also the prospect of spending jail time. Driving and alcohol do not mix so if you need to drive, wait until the effect of alcohol has died down before you do or have someone drive the car for you.

3. Follow required speed limit

Speed limits are designed for the safety of drivers and they are not meant to be broken. Driving too fast can only increase the risk of accidents. Let us say that a child run in front and you were going above the desired speed limit, would you have enough time to stop and avoid hitting the child.

4. Follow road rules

Being a law abiding citizen is one of the best ways you can prevent a car accident from happening. Traffic rules were put in place for a reason so obey them and maintain your clean driving record.

5. Ignore aggressive drivers

Some motorists drive as though they are the king of the road. They cut corners, blow their horns, take your lane and others. Never allow yourself to be bullied by them. The important thing is to keep your cool.

These are just some pointers that you can bear in mind when driving. Keeping tabs on these tips can help you stay away from car accidents and keep yourself from being a statistic.

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Laws Regarding Bankruptcy

Posted by on Jan 20, 2016 in Bankruptcy | 0 comments

As state laws vary, each state has their own laws aim to protect the debtors’ properties from creditors and the bankruptcy trustee when a bankruptcy claim is filed in court. The state of North Carolina also has its own set of laws regarding bankruptcy, and according to state laws, debtors are legally protected for up to US$35,000 worth of equity in their primary place of residence. Marriage can also affect your exemption rate, such as when you and your spouse file a joint bankruptcy claim you can double your exemption equity protection for your home. This is referred as the homestead exemption, but there are a lot more that can offer you protection.

A Congress-passed legislation called the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) provided a bankruptcy means test to see whether you will or will not qualify for a Chapter 7 bankruptcy. This means test is aimed to filter out those who have expendable income to pay for some of their unsecured debts to move to a Chapter 13 bankruptcy rather than have Chapter 7 clear all of their unsecured debts. In the state of North Carolina, the means test will become effective if you earn more than enough for an average-sized family according to your state rules; this will lead to your last 6 months of earnings being run through the test. If you have a significant amount of income left, you might not qualify for a Chapter 7 bankruptcy and you’ll be moved to a Chapter 13. If your leftover disposable income is very little you might qualify for Chapter 7 and you will be automatically qualified if you earn less than the average family (of your size) based on the standards of the state of North Carolina.

Fayetteville bankruptcy attorneys would probably agree that these issues sound intimidating and complicated. This is why it is important to understand the necessary factors to qualify for a Chapter 7 bankruptcy.

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How to Recover from Spinal Cord Injuries

Posted by on Nov 21, 2015 in Personal Injury | 0 comments

Injuries sustained in vehicle accidents have life-altering potential. Regrettably, spinal cord injuries are common when two cars going at high speeds collide. Right after the mishap, there are surgical procedures and rehabilitation alternatives that will minimize the changes on an existence subsequent to the collision.

A Houston personal injury lawyer would probably have seen how these injuries may include interruptions to the transfer of nerve signals throughout the back, ripping of vertebrae tissue, or broken bones. Injury can result in pain, complete paralysis or incomplete paralysis.

Following the collision and once at the emergency room, physicians can perform traction, surgery, or an experimental therapy. Something that is intruding the area is removed by operations, alleviate pressure on the spinal column, or blend the bones that have been damaged. Traction is nonsurgical; this procedure is applied in situations when the spine has to be strengthened, and has moved from position. Lastly, as a result of a growth in knowledge on spinal-cord injuries, some doctors can offer experimental remedies that are thought to produce gains that are favorable.

Post-operation, there are lots of rehabilitation options which help someone recover. Physical therapy, occupational therapy, speech pathology, studying tactics to manage pain, and diets are a few measurements of rehabilitation. The objective of rehabilitation is for folks to keep ordinary physical features subsequent to the injury. You’ll find groups of men and women prepared to aid whatever area your harm is affecting if it is language, upper extremities, lower extremities, or attitude.

You may be eligible for monetary settlement in case you have sustained any injury in the fault of another.

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Chapter 7 Eligibility

Posted by on May 25, 2015 in Money | 0 comments

Not everyone can file for Chapter 7 in Texas even if they are drowning in debt. If you are eligible for Chapter 7, then it means you are not capable of restructuring it as you would under Chapter 13 even if you wanted to so that you can still meet your obligations. As determined by the means test, your income will simply not cover all your monthly payments without sacrificing your basic needs. In some cases, however, it could simply mean that you are unnecessarily spending more than what you earn, and this can make you ineligible. For Chapter 7 eligibility, you have to meet certain conditions.

The Means Test

According to the website of Gagnon, Peacock & Vereeke PC, the means test for Chapter 7 only applies to people who have income that is over the median income for the applicable household size but are still unable to meet their debts. You can do this by applying a little organization and math. You need to get your current and future monthly income and expenses from your financial records.

Your income will include but not limited to your wages, business income, dividends, money from pension and retirement plans, and unemployment income. Your expenses will include only those that will recur over the next 60 months, legally required (such as child support) and essential for health and welfare. It should not include expenses for the purchase of luxury items such as designer clothing and recreational vehicles.

Once you have gotten all the information, subtract expenses from your income. If you come up with less than $7,475, then you pass the means test and are eligible for Chapter 7.

Median Income

On the other hand, you will not need to pass the means test under specific circumstances. One is when your annual income is less than the median income in Texas for your size household. For example, the median income for a two-member household is $56,296.00. If you live with one other person and your combined household income is $50,000, you will not have to take the means test.

Others

You are also exempt from the means test if you are a disabled veteran, if you are on active duty as a military reservist or National Guard, or what you owe are primarily non-consumer debts. These are not cut-and-dried conditions however, so consult your attorney before doing anything.

If you believe you are eligible for Chapter 7, you can find out for sure. Your lawyer can better explain the details for these exceptions as they apply in your particular situation. Find a reputable bankruptcy lawyer in your area and get started.

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