Dealing with an Insurance Company After a Motorcycle Crash

Posted by on Aug 25, 2019 in Car Accidents | 0 comments

Whether we realize it or not, every time we head out on the road we are taking a risk. That risk is even greater for motorcycle riders. According to the National Highway Traffic Safety Administration, motorcycles have a fatality rate of 72 out of 100,000 while cars have a fatality rate of 13 out of 100,000.

If you’re a motorcycle rider, you should make sure to ride safely and protect yourself from dangers when riding. Of course, life happens, and thus sometimes motorcycle collisions happen, too. While your health should always be your first priority after any type of accident on the road, dealing with insurance companies following a crash may become a daily occurrence in your life.

Check out some tips for communicating with insurance companies following a motorcycle crash:

  • Keep it Short and Sweet

After an accident, you will likely speak to a claims adjuster, either from your insurance company or the insurance company of the other party involved in the accident. A claims adjuster is the individual that investigates insurance claims for the insurance company. This individual is responsible for interviewing the parties involved as well as any witnesses to determine the extent of how liable the insurance company is.

When you’re speaking with the claims adjuster, keep it short and sweet. Answer all of their questions to the best of your ability, but don’t give them any more information than what they ask.

Remember — they work for a company and their loyalty is to that company. If you apply more information than what is needed, they may use the information you provide to deny you the coverage that you deserve.

  • Tell the Truth

Honesty is always the best policy, especially when speaking to insurance companies. You are not likely to receive the coverage that you need after your accident if the claims adjuster that you are speaking to believes that you are not telling the truth.

You always want to avoid any legal issues in the future, so the safest thing to do is to tell the truth — even when it doesn’t make you look good. If you don’t know the answer to a question, be honest and let them know that you don’t know, but don’t make up answers to any questions you don’t know.

  • Reach out to An Attorney

If you are having trouble communicating with the claims adjuster or experience issues getting the coverage that you need following your motorcycle accident, make sure to contact an attorney as soon as possible. Because of the complexities involving motorcycle accidents, many lawyers, like The Biker Lawyers, specialize in motorcycle accidents in particular.

An attorney will be able to speak to the insurance company and help fight for the coverage you need. Even if you don’t need to pursue any legal action, speaking with an attorney before you talk to the claims adjuster might be a good idea so that you get a better understanding of your rights.

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Risk Factors for Truck Driving

Posted by on May 5, 2019 in Car Accidents | 0 comments

There are few things that are more intimidating than driving next to an eighteen-wheeler on the highway. Commercial trucks are massive, with the largest ones weighing in at 33,000 pounds! Compared to the average sedan weighing roughly 3,000 pounds, it’s not hard to see why these behemoths can make some people nervous. Although the majority of journeys made by truckers go smoothly, there are a few different things that could lead to an accident on the road.

For starters, truckers tend to drive for prolonged periods of time. Usually, they drive in shifts, where they have a fourteen-hour “driving window” in which they can drive for 11 hours. Luckily, this window is only open after they have been off-duty for 10 consecutive hours. Once they start driving, the window does not close, even if they take a break to eat or rest. Additionally, truck drivers are required to take a thirty minute break after eight hours of driving.

Finally, truckers cannot drive for more than 70 hours during a period of eight consecutive days, or 60 hours during seven consecutive days if the company does not operate vehicles every day of the week. Some trucks have sleeper-berths for the truckers to rest in, and those truckers follow a different set of rules. Still, they have specific guidelines on how long they can drive during a shift, and how long those shifts can be. These safety measures work to ensure the safety of the driver, the truck, its contents, and of course, other people on the road! Even the best driver will be significantly impaired if he or she drives without ample resting time. Pair that with a truck that can be over ten times the size of the other cars on the road and you have a recipe for disaster.

Distance also plays a major factor here. Let’s say the average highway speed limit is 70 mph. A trucker driving for eight hours at that speed limit covers around 560 miles during his or her shift. Even after taking the break required by law, many truckers drive upwards of 700 miles during their shifts. This is a long distance for even the most experienced trucker, and the added monotony of driving can lead to accidents.

When factored together, the size of the truck, the hours driven, and the distance undertaken by the driver all contribute to a growing problem. Vehicular accidents are no laughing matter, especially when the number of large trucks that were involved in fatal crashes increased in between 2016 and 2017. There were 4,657 large trucks involved in fatal crashes in 2017, up from 4,251 in 2016. In the case of an accident involving a commercial truck, firms such as the Hammack Law Firm specialize in how to proceed. Firms that specialize in both injury and auto law can be lifelines to someone who has been injured due to a collision with a commercial truck.

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Getting a Handle on Hidden Assets in a Divorce

Posted by on Dec 22, 2018 in Familiy Law | 0 comments

There’s a nightmare scenario that sometimes really does come up in divorces: the relationship between the two former partners has become so ugly, one partner takes it upon themselves to punish the other by hiding assets. How can this happen? Why does this happen? What can you do to stop it? It’s a complicated topic, but it’s important to address it if for no other reason than to relieve you of any future fears. Thankfully, a recent blog post from Adams Law Firm has covered this exact topic.

To begin with, we need to understand why a former spouse would hide assets, other than just spite. The Adams Law Firm points to several motives:

  • An attempt to lower net worth to gain a larger share of marital assets and a lower share of marital debt
  • An attempt to deny their former spouse a large enough stake in their interests to threaten control
  • A desire to keep assets that are difficult to replace
  • An attempt to lower the amount of alimony or child support owed
  • An attempt to hide financial proof of infidelity

These are the most likely reasons, but of course, there may be others. In the end, the reason isn’t what is important. The most important thing is to rediscover those assets to make sure you aren’t cheated in your divorce.

Discovery will likely require significant effort, unfortunately, unless your former spouse happens to be very sloppy. You will likely have to take legal action that allows for the legal discovery process, in which your lawyer can demand financial documents that can then be sent out to experts to look for the hidden assets. These experts are called forensic accountants. They can look through financial records to find the inconsistencies that prove assets are being hidden.

In the divorce process, you don’t have to provide conclusive evidence of hidden assets. Instead, you just need to provide enough evidence that the judge tends to doubt your spouse’s honesty. They can then take steps to financially penalize your spouse in the final divorce agreement.

The biggest difficulty in this process is detecting the hiding in the first place. If you are not in charge of your family accounts, it will be harder to catch your spouse moving property or money into a hiding place to protect them against their legal obligations.

The lesson from this, then, is to keep a sharp eye on finances and your spouse’s behavior in the time leading up to your divorce. If you have any suspicion that your spouse has been cheating you out of assets, make sure you find a lawyer that is willing to put in the extra effort to track down these hidden assets to make sure you aren’t the one left paying.

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My Upcoming Road Trip

Posted by on Feb 23, 2018 in Open Container Laws | 0 comments

I am planning a road trip with some friends, and I am so excited! It’s going to be a bachelor’s party trip before my buddy gets married, and our mission is to have as much fun as we safely can. We’re going to leave from Texas and drive through the coastal states heading east, all the way to Georgia. From there, we’re going to take I-95 northbound and end up at the groom’s beach house in South Carolina. I’ve never been to Myrtle Beach before, but I hear it’s one of the best beaches on the East Coast. It should be a great time! Luckily, everyone who is going has known each other for a long time, and most of us were roommates at some point in college. We’ve got all the stops planned out, and I’ve already made a bunch of playlists with my favorite tunes.

Texas is such a large state; it’s going to take us nearly four hours to reach the Louisiana border. Once we get into Louisiana, we’re planning on driving to New Orleans and staying there for the night. I’ve been to The Big Easy once before, so I don’t think I’ll be doing anything too crazy. Besides, we’ll have to wake up and keep driving the next morning if we’re going to make it to the beach house in time.

After we leave New Orleans, we’re going to drive seven more hours to Atlanta. If we stop in Mississippi or Alabama, it’s only going to be for a bathroom break. There isn’t much that we want to see in those states, but it is interesting that Mississippi doesn’t have any open container laws. It’s even legal to drink and drive in the state, as long as your blood alcohol content is below 0.08 percent. Unfortunately for them, it comes at a price. My understanding is that the federal government withholds federal funding for highways in Mississippi because they refuse to ban drinking and driving. Good thing we only have to drive through the southern tip of the state. We shouldn’t be on those roads for longer than an hour and thirty minutes.

I’ve heard good things about Atlanta, and I can’t wait to spend a night out on the town. I looked up their drinking laws, and they are less strict than Texas, but not nearly as laid back as New Orleans or Mississippi. For instance, you can buy liquor on Sundays, but you can’t walk down the streets with an open beverage. That’s okay with me! After driving all day, I’m planning on taking a rideshare service to my destination and walking around.

It’s a little less than six hours from Atlanta to Myrtle Beach, and then I’ll finally get to relax. I found a helpful site for open container laws in South Carolina, and I’m confident we won’t have any problems with the law. It’s going to be a trip to remember. I just hope no one gets sick, and we don’t have any issues with the car.

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Landscaping After a Storm

Posted by on Nov 1, 2017 in Landscaping | 0 comments

In the case of a violent windstorm, power outage, rainstorm, man-made incident, and/or even a natural disaster, there will be more than likely always be a post-storm cleanup.  

Trees that were, for a long time, believed to be sturdy in the ground and would only be uprooted as an act of god, are now three-quarters of the way out of the ground.  According to this good landscaping company, a trained professional will be able to safely move these trees and, if requested, plant news trees that you and your loving family can watch grow, year by year, into big and strong trees.  

If you happen to have any form of a picnic table outside, chances are that table is now broken and/or badly damaged without the strong possibility of repairing it.  Whether or not this table was near a tree or another reasonably tall and sturdy structure, this table has probably shattered into a bunch of tiny pieces.

If the table was glass, there’s a good chance that the table shattered and you’re going to need to be careful disposing of all of the sharp glass.  It would probably be best to keep any and all small children and four-legged friends in the house while you clean this up.  

If the table was wood, there’s a strong chance that pieces of the table have split and splintered and are now all over the ground.  Like with the glass table, it would be wise to keep all animals and children inside the house and away from this scene until the problem can be rectified.

In both situations, it is important that the person picking up and disposing of the glass or the wood be sure to wear proper gloves when picking up these broken shards.  Broken glass can be very dangerous.  If it gets below your skin because of broken skin from a cut, it will be absorbed into the body and become part of the body’s core temperature.  The longer than the glass is in there the harder it will be to retrieve.  However, on a slightly easier note, if a splinter of wood gets under the skin, the body will luckily, in a matter of a few days, push the piece of wood out of the body.

If you have a swimming pool, hot tub, or something of that description, this body of water will probably need to be heavily cleaned of all of the debris that has blown and/or fallen into it.  This debris could range from leaves, twigs and even tree branches all the way to partially broken yard furniture and/or pool toys that have blown into the pool.  

For safety’s sake, be careful when pulling these items from the pool as they are much heavier now that they have been soaked in water for a sizeable amount of time.  

However, if you do not feel comfortable with any of the above-listed activities, which is completely fine by the way, there is no shame in calling a service to remove damaged debris and other such damaged property for you.  Just tell them what you would like to happen, and they will do it, from dragging away the damaged areas and rectifying what’s left.  

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